Most travel policies underwrite your medical history and either exclude a pre-existing condition or decline cover entirely. We offer travel insurance that accepts applicants without medical underwriting โ including active serious conditions โ for trips of up to 14 days, excluding the USA. Separately, cancel-for-any-reason cover extends beyond the standard cancellation grounds. Both are subject to the insurer's policy terms.
The problem with standard travel cover
A conventional travel policy asks about your medical history and prices accordingly. If you have a significant existing condition, one of three things usually happens: the condition is excluded, the premium is loaded heavily, or you are declined. In every case the risk that most concerns you is the one that is not covered.
This affects a very large group of people โ anyone in active treatment, anyone with a cardiac history, anyone managing a serious chronic illness โ and it typically becomes apparent only at the point of purchase, when the trip is already booked.
Cover without medical underwriting
We offer travel insurance that does not require a health declaration. There is no questionnaire and no underwriting decision โ applicants are accepted regardless of medical history, including active serious conditions.
- Up to 14 days per trip, inclusive.
- Excluding the USA.
- Final price online in seconds โ no waiting for a decision.
Cancel for any reason
Standard cancellation cover pays out only on a defined list of grounds โ illness, bereavement, and similar. It does not cover deciding not to go. Cancel-for-any-reason cover extends beyond that list, which matters when a trip is booked far ahead or when circumstances at home are uncertain.
Who this is for
Anyone who has been declined or heavily loaded elsewhere; anyone travelling while managing a serious condition; and anyone booking well in advance who wants genuine flexibility. Also worth knowing about if you are the person in the family who organises everyone else's trips.
Common questions
Can I get travel insurance from Israel with an active medical condition?
Yes. We offer travel cover that requires no health declaration and no medical underwriting, accepting applicants regardless of medical history. It applies to trips of up to 14 days inclusive and excludes the USA, subject to the insurer's policy terms.
Is there really no medical questionnaire?
Correct โ there is no health declaration and no underwriting decision for this product, which is why a final price can be produced online in seconds rather than after review by an underwriter.
Why is the USA excluded?
Medical costs in the United States are far higher than elsewhere, so no-underwriting cover of this type is not offered for US travel. For US trips a standard underwritten policy is the route.
What does cancel for any reason actually mean?
Standard cancellation cover pays only on a defined list of grounds such as illness or bereavement. Cancel-for-any-reason cover extends beyond that list, subject to the terms and conditions set out in the policy.
What if my trip is longer than 14 days?
Beyond 14 days this particular product does not apply, and cover would be arranged through a standard policy with medical underwriting. We will tell you which route fits before you buy.
Can I buy this in English?
Yes. The consultation and explanation are handled in English, and the policy is issued by the Israeli insurer in the usual way.
Travelling with a medical condition?
Get a final price online in seconds โ no medical questionnaire, no waiting for an underwriter.